Cookie Policy

Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently, provide a better user experience, and supply information to site operators.

This Cookie Policy explains what cookies we use on the Smith Lending Solutions website, why we use them, and how you can manage your preferences. This policy should be read alongside our Privacy Policy.

If you haven't accepted analytics — including if you chose “Anonymous counts only” — we still count page visits and clicks, without cookies and without storing anything that identifies you on your device. Our analytics provider groups activity using a one-way code calculated on its servers from your network address and browser, combined with a value that changes every day, so a visit can't be linked to you or to your visits on other days. We never replay these sessions, never record what you type, and never connect this activity to your name, email, or account.

If you accept analytics, our analytics provider also uses cookies so we can understand return visits, and may record sessions with everything you type hidden. You can change your choice at any time by clearing this site's data in your browser, which brings the choice back up.

In addition to our own cookies, we may use cookies set by third-party services that we have integrated into our website. These third-party cookies are governed by the respective provider’s privacy and cookie policies. Third-party services we may use include:

• Analytics— to measure site traffic and usage patterns
• Authentication services— to support secure login and account management
• Performance monitoring— to identify and resolve technical issues

We do not allow third-party advertising cookies on our website. We do not use cookies for behavioral advertising or retargeting purposes.

You have several options for managing cookies:

Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically find cookie management options in your browser’s “Privacy” or “Security” settings. Common options include:

• Accepting all cookies
• Blocking all cookies
• Accepting only first-party cookies
• Deleting cookies when you close your browser
• Being notified before a cookie is set

Please note that blocking or deleting certain cookies may affect the functionality of our website. Essential cookies cannot be disabled without impairing site operation.

Browser-Specific Instructions

Opt-Out of Analytics

Analytics cookies are off unless you accept them in our cookie banner. Choosing “Anonymous counts only” keeps them off; anonymous, cookieless counts continue as described above. To change your choice later, clear this site's data in your browser and the banner will ask again.

Cookies on our site fall into two categories based on how long they persist:

• Session cookies— These are temporary and are deleted when you close your browser. They are used for tasks like maintaining your session while you complete forms.
• Persistent cookies— These remain on your device for a set period (or until you delete them). They are used for purposes such as remembering your preferences on return visits. Our persistent cookies typically expire within 12 months.

We may update this Cookie Policy from time to time to reflect changes in our practices or applicable regulations. When we make material changes, we will update the “Last updated” date below. We encourage you to review this policy periodically.

If you have questions about our use of cookies, please contact us: