The Smith Solution
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One-pagers on programs, pricing, and the steps of a mortgage, written by Mike Smith. Download one, or have it emailed to you so it’s there when you need it. Each is general information — not a loan offer, approval, or commitment to lend.

When Non-QM works for Primary... — first page

When Non-QM works for Primary...

Plenty of strong buyers never get there... When Non-QM primary programs do...

Non-QM vs QM cost and rate — first page

Non-QM vs QM cost and rate

Once occupancy leaves the primary, QM second-home and investment pricing sit in the same higher band

The Smith Solution DSCR Loan Fact Sheet — first page

The Smith Solution DSCR Loan Fact Sheet

A DSCR loan — qualifies the property's ability to generate income... not yours. Learn how it works!